The State of Commercial Banking: Jan. 2019 Market Analysis

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During our daily discussions with banks, we hear several versions of essentially the same question:

“What are you hearing from other banks?”

“How do we compare to other banks you’re talking to?”

“What’s everyone else doing?”

Those repeated queries were the impetus of this report: We wanted to give commercial bankers a clear view into what happened across the U.S. lending market in 2018. Then we wanted to offer our insights into why these trends occurred. Finally, we sought to answer: “What’s next?” by offering our outlook for commercial lending in 2019.

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