Risk-Based Pricing

Growth doesn't have to come at the expense of risk ratings. Stop underpricing poor credits while overpricing quality credits.

  • Commercial Loan Pricing Update (June 2022)

    Commercial Loan Pricing Update (June 2022)

    A look at what Q2|PrecisionLender data tells us about the commercial loan pricing market for June 2022.

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  • Commercial Loan Pricing Update (May 2022)

    Commercial Loan Pricing Update (May 2022)

    A look at what Q2|PrecisionLender data tells us about the commercial loan pricing market for May 2022.

    Read more
  • Commercial Loan Pricing Update (April 2022)

    Commercial Loan Pricing Update (April 2022)

    A look at what Q2|PrecisionLender data tells us about the commercial loan pricing market for April 2022.

    Read more
  • Commercial Loan Pricing Update (March 2022)

    Commercial Loan Pricing Update (March 2022)

    A look at what Q2|PrecisionLender data tells us about the commercial loan pricing market for March 2022.

    Read more
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  • Commercial Loan Pricing Market Update (February 2022)

    Commercial Loan Pricing Market Update (February 2022)

    A look at what Q2|PrecisionLender data tells us about the commercial loan pricing market for February 2022.

    Read more
  • Commercial Loan Pricing Market Update (January 2022)

    Commercial Loan Pricing Market Update (January 2022)

    A look at what Q2|PrecisionLender data tells us about the commercial loan pricing market for January 2022.

    Read more
  • The Case for Booking Low-Margin Loans

    The Case for Booking Low-Margin Loans

    In the current commercial banking environment, is there a case to be made for booking deals even if it means giving on margin and coming in below return targets?

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  • Merger Concerns and Loosening Credit Standards

    Merger Concerns and Loosening Credit Standards

    Is there a potential downside to adding scale via mergers? And after tightening standards in 2020, how far is the pendulum swinging now toward looser credit standards?

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  • Discover how PrecisionLender has helped hundreds of banks with risk-based pricing.

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  • MoneyLive: Commercial Lending Uncertainty & Lessons from 2020

    MoneyLive: Commercial Lending Uncertainty & Lessons from 2020

    Get an international perspective on commercial lending - the impact of 2020 events and the challenges that lie ahead - in this recent MoneyLive panel discussion.

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  • 2021 Commercial Market Survey: What Do Bankers REALLY Think?

    2021 Commercial Market Survey: What Do Bankers REALLY Think?

    In PrecisionLender's annual survey, commercial bankers gave their views about the impact of 2020 events and the outlook for 2021. We compare those survey responses to real-life banker behavior.

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  • 2021 Commercial Banking Market Survey Results

    2021 Commercial Banking Market Survey Results

    PrecisionLender surveyed U.S. commercial bankers to get their views on what happened in 2020 - particularly the impact of the pandemic - and what the path forward looks like in 2021.

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  • State of Commercial Banking: Jan 2021 Market Analysis

    State of Commercial Banking: Jan 2021 Market Analysis

    Take a look back at the 2020 U.S. commercial lending market, with a particular focus on risk mitigation and cross-selling trends. Learn why some banks struggled and others rose above the rest.

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  • How Are Commercial Banks Faring in the Pandemic?

    How Are Commercial Banks Faring in the Pandemic?

    How are commercial banks responding after nine months of the pandemic? We look at two particular areas - provisioning and bad loan sales, in which bank actions seem to tell two very different stories.

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  • 4 Ways Your Pricing Spreadsheet Is Failing You

    4 Ways Your Pricing Spreadsheet Is Failing You

    Banks often rely on outdated spreadsheets to handle their commercial pricing. They may have a cheap purchase price, but there are countless ways spreadsheets are costing your bank dearly, every day.

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  • Mitigating Risk With PrecisionLender

    Mitigating Risk With PrecisionLender

    PrecisionLender clients have a track record of outperforming the industry when it comes to risk mitigation. And they're doing it while continuing to outpace competitors in growth and profitability.

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  • How Commercial Banks Are Tackling Hotel Industry Risk

    How Commercial Banks Are Tackling Hotel Industry Risk

    The hotel industry has been hit hard during the pandemic. What does that mean for banks that have lent money to hotels? And how are banks working to give hotels time to regain their financial footing?

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  • Risk Levels and Bank Behaviors During COVID-19

    Risk Levels and Bank Behaviors During COVID-19

    Credit concerns have taken center stage for commercial banks during COVID-19. This report looks at how much risk banks are facing, and how well they’re adjusting to the changing conditions.

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  • Is CECL Really "a Joke"?

    Is CECL Really "a Joke"?

    A banking CEO recently made some scathing public comments about CECL. Is his view widespread? And what's at the root of banker with the accounting standard?

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  • What's Next?: Three Paths for Commercial Banks During COVID-19

    What's Next?: Three Paths for Commercial Banks During COVID-19

    Things are far from normal economically with COVID-19, but commercial banks are out of survival mode and now have time to take stock and ask: What's next? Here's a look at three paths forward.

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  • What Our Commercial Banking Risk Research Found

    What Our Commercial Banking Risk Research Found

    In this episode, PrecisionLender's Gita Thollesson provides a sneak peak into her recent report, "Risk Levels and Bank Behavior During COVID-19."

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