Risk-Based Pricing

Growth doesn't have to come at the expense of risk ratings. Stop underpricing poor credits while overpricing quality credits.

  • Mitigating Risk With PrecisionLender

    Mitigating Risk With PrecisionLender

    PrecisionLender clients have a track record of outperforming the industry when it comes to risk mitigation. And they're doing it while continuing to outpace competitors in growth and profitability.

    Read more
  • Download report
  • How Commercial Banks Are Tackling Hotel Industry Risk

    How Commercial Banks Are Tackling Hotel Industry Risk

    The hotel industry has been hit hard during the pandemic. What does that mean for banks that have lent money to hotels? And how are banks working to give hotels time to regain their financial footing?

    Read more
  • Is CECL Really "a Joke"?

    Is CECL Really "a Joke"?

    A banking CEO recently made some scathing public comments about CECL. Is his view widespread? And what's at the root of banker with the accounting standard?

    Read more
  • What's Next?: Three Paths for Commercial Banks During COVID-19

    What's Next?: Three Paths for Commercial Banks During COVID-19

    Things are far from normal economically with COVID-19, but commercial banks are out of survival mode and now have time to take stock and ask: What's next? Here's a look at three paths forward.

    Read more
  • What Our Commercial Banking Risk Research Found

    What Our Commercial Banking Risk Research Found

    In this episode, PrecisionLender's Gita Thollesson provides a sneak peak into her recent report, "Risk Levels and Bank Behavior During COVID-19."

    Read more
  • Commercial Risk Levels & Bank Behavior During COVID-1945:15

    Commercial Risk Levels & Bank Behavior During COVID-19

    Watch video
  • Risk Levels and Bank Behaviors During COVID-19

    Risk Levels and Bank Behaviors During COVID-19

    Credit concerns have taken center stage for commercial banks during COVID-19. This report looks at how much risk banks are facing, and how well they’re adjusting to the changing conditions.

    Read more
  • Managing Pricing Risks With PrecisionLender

    Managing Pricing Risks With PrecisionLender

    Commercial pricing has moved beyond static, manual solutions. Banks need a solution that's easy to configure, adjust and monitor, helping them better manage risk. That's PrecisionLender.

    Read more
  • Discover how PrecisionLender has helped hundreds of banks with risk-based pricing.

    Get your demo
  • Do Your Bank's Risk Ratings Help or Hinder?

    Do Your Bank's Risk Ratings Help or Hinder?

    With risk mitigation on the minds of commercial bankers everywhere, it's time to look at how they're measuring risk and where those ratings might be coming up short.

    Read more
  • What's Next for Commercial Bankers?

    What's Next for Commercial Bankers?

    Commercial banks are out of survival mode and have at least grown accustomed to life with COVID-19. There’s time now for them to ask “Okay, what’s next?” We discuss some options in this episode.

    Read more
  • Are Banks Taking a High-Risk Approach to Risk Mitigation?

    Are Banks Taking a High-Risk Approach to Risk Mitigation?

    Many banks are trying to reduce risk by only allowing senior execs to make all key commercial lending decisions. It's an approach that's actually fraught with ... well ... risk.

    Read more
  • How to Steer Your Bank's Portfolio Through an Economic Downturn

    How to Steer Your Bank's Portfolio Through an Economic Downturn

    To survive (and thrive) during an economic downturn, your bank must monitor the right indicators, quickly adjust its portfolio strategy, and ensure that strategy turns into tangible action. Learn how.

    Read more
  • The Yield Curve Conundrum

    The Yield Curve Conundrum

    What to about the inverted yield curve? Learn how bankers should adjust to this tricky environment and how their banks can help them make sound long-term decisions about each customer and each deal.

    Read more
  • Life In A Post-Libor World

    Life In A Post-Libor World

    What will happen if and when Libor is terminated? Find out in this in-depth analysis of life in a post-Libor world.

    Read more
  • Data Analysis: Why Are Fixed Rates Climbing as Funding Costs Fall?

    Data Analysis: Why Are Fixed Rates Climbing as Funding Costs Fall?

    As FTP has declined, you’d expect to see a corresponding drop in fixed rate loan prices. But PrecisionLender’s commercial loan data tells a different story.

    Read more
  • Rethinking How to Price Commercial Renewals

    Rethinking How to Price Commercial Renewals

    Gita Thollesson returns to the podcast to talk about her latest report, on pricing commercial renewals. She shares where commercial banks are falling short, but also highlights a few success stories.

    Read more
  • 6 Ways Your Bank Can Price Better for Risk

    6 Ways Your Bank Can Price Better for Risk

    When the economic cycle inevitably turns, how your bank fares will likely depend on how well it prices for risk. Here are 6 ways risk gets mispriced and thoughts on how to correct those mistakes.

    Read more
  • How PrecisionLender Helps Banks Price for Risk

    How PrecisionLender Helps Banks Price for Risk

    Are you winning commercial deals that do more harm than good to the balance sheet? Learn how PrecisionLender can help you price appropriately for risk, at both the deal and the portfolio level.

    Read more
  • Commercial Renewals: Market Best Practices

    Commercial Renewals: Market Best Practices

    When renewing commercial deals, many banks leave basis points on the table or worse, increase their portfolio's risk exposure. Learn why, and how to improve your bank's renewal pricing in this report.

    Read more
  • Union Bank & Trust: Pricing to Grow2:02

    Union Bank & Trust: Pricing to Grow

    "We can't price like a small bank anymore."

    Watch video
  • loading
    Loading More...