PrecisionLender Guide to Revenue Growth

November 14, 2019

Banks have a revenue problem.

It’s not easy being a banker these days. NIM is down. So is ROE. Over the past 20 years, operating income has grown 34% slower than assets. The initial response to declining earnings was to cut expenses. Assets per employee are now 2.4 times higher than they were 20 years ago.

But banks don’t have an expense problem. They have a revenue problem.

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