It’s not easy being a banker these days. NIM is down. So is ROE. Over the past 20 years, operating income has grown 34% slower than assets. The initial response to declining earnings was to cut expenses. Assets per employee are now 2.4 times higher than they were 20 years ago.
But banks don’t have an expense problem. They have a revenue problem.
A look at what Q2 PrecisionLender data tells us about the commercial loan and deposit pricing market in April 2024.
A look at what Q2 PrecisionLender data tells us about the commercial loan and deposit pricing market in March 2024.
A look at what Q2 PrecisionLender data tells us about the commercial loan and deposit pricing market in February 2024.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market in November 2023.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market in October 2023.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market in September 2023.
Just how much is Treasury Management impacting relationship ROE? A great deal, as we found in research for our State of Commercial Banking mid-year update.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market in July 2023.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market in June 2023.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market for April 2023.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market for March 2023.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market for February 2023.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market for January 2023.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market for November 2022.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market for October 2022.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market for September 2022.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market for August 2022.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market for July 2022.
A look at what Q2|PrecisionLender data tells us about the commercial loan pricing market for June 2022.
A look at what Q2|PrecisionLender data tells us about the commercial loan pricing market for May 2022.
