Is your pricing model actually nothing more than a simple costing model? Learn what factors can turn your c...
Take a look back at the 2020 U.S. commercial lending market, with a particular focus on risk mitigation and cross-selling trends. Learn why some banks struggled and others rose above the rest.
How are commercial banks responding after nine months of the pandemic? We look at two particular areas - provisioning and bad loan sales, in which bank actions seem to tell two very different stories.
Banks often rely on outdated spreadsheets to handle their commercial pricing. They may have a cheap purchase price, but there are countless ways spreadsheets are costing your bank dearly, every day.
PrecisionLender clients have a track record of outperforming the industry when it comes to risk mitigation. And they're doing it while continuing to outpace competitors in growth and profitability.
The hotel industry has been hit hard during the pandemic. What does that mean for banks that have lent money to hotels? And how are banks working to give hotels time to regain their financial footing?
Credit concerns have taken center stage for commercial banks during COVID-19. This report looks at how much risk banks are facing, and how well they’re adjusting to the changing conditions.
A banking CEO recently made some scathing public comments about CECL. Is his view widespread? And what's at the root of banker with the accounting standard?
Things are far from normal economically with COVID-19, but commercial banks are out of survival mode and now have time to take stock and ask: What's next? Here's a look at three paths forward.
In this episode, PrecisionLender's Gita Thollesson provides a sneak peak into her recent report, "Risk Levels and Bank Behavior During COVID-19."
Commercial pricing has moved beyond static, manual solutions. Banks need a solution that's easy to configure, adjust and monitor, helping them better manage risk. That's PrecisionLender.
With risk mitigation on the minds of commercial bankers everywhere, it's time to look at how they're measuring risk and where those ratings might be coming up short.
Commercial banks are out of survival mode and have at least grown accustomed to life with COVID-19. There’s time now for them to ask “Okay, what’s next?” We discuss some options in this episode.
Many banks are trying to reduce risk by only allowing senior execs to make all key commercial lending decisions. It's an approach that's actually fraught with ... well ... risk.
To survive (and thrive) during an economic downturn, your bank must monitor the right indicators, quickly adjust its portfolio strategy, and ensure that strategy turns into tangible action. Learn how.
What to about the inverted yield curve? Learn how bankers should adjust to this tricky environment and how their banks can help them make sound long-term decisions about each customer and each deal.
What will happen if and when Libor is terminated? Find out in this in-depth analysis of life in a post-Libor world.
As FTP has declined, you’d expect to see a corresponding drop in fixed rate loan prices. But PrecisionLender’s commercial loan data tells a different story.
Gita Thollesson returns to the podcast to talk about her latest report, on pricing commercial renewals. She shares where commercial banks are falling short, but also highlights a few success stories.
When the economic cycle inevitably turns, how your bank fares will likely depend on how well it prices for risk. Here are 6 ways risk gets mispriced and thoughts on how to correct those mistakes.