Joel Rosenberg

Is Libor really on the way out? Will SOFR be the index to replace it? And how will these changes affect the loans already on your commercial books and the ones you're going to price in the future?

Calculating cost of funds using Weighted Average Life (WAL) funding is easier than Strip funding, but Strip is more accurate. How much does that accuracy matter?

Some banks calculate cost of funds using Weighted Average Life (WAL) funding, while others use Strip funding. What are the differences between them and which method should your bank choose?

[Read time: 5 mins] PrecisionLender has again partnered with The Kafafian Group to review and update the platform’s default recommendations for loan origination and servicing costs.

Learn why yield maintenance is the best method to compensate a financial institution for the lost interest and their interest rate risk in the early paydown of a loan.