Carl Ryden

Carl Ryden has deployed pricing management solutions in hundreds of financial institutions, ranging from banks that span the globe to those that serve local communities. Beginning in 2009 with a blinking cursor and a blank screen, Carl developed PrecisionLender’s loan pricing system. Carl’s breadth of experience and passion for technology, finance, strategy, and software development give him a unique perspective on risk-based pricing. He has an MBA from MIT Sloan School of Management, a Master’s Degree in Electrical and Computer Engineering from MIT and a BS in Electrical Engineering from NC State University. Carl has written a number of articles specifically relevant to bankers, on topics such as relationship pricing, purchasing cloud-based solutions, and the impact artificial intelligence will have on the industry.

  • The 5 C's of Bank Vendor Assessment and Selection

    The 5 C's of Bank Vendor Assessment and Selection

    When vetting potential technology vendors at your commercial bank, it's critical that you ask the right questions and make sure you interpret their answers correctly.

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  • Why Benchmarking Is A Bad Idea

    Why Benchmarking Is A Bad Idea

    We don't provide benchmarking data, but for good reason. Here's why benchmarking is a bad idea that could cost you profitable deals and strong relationships.

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  • What is Relationship Pricing?

    What is Relationship Pricing?

    Understanding all the aspects of relationship pricing - and how they can help your bank win better deals for both the client and the bank - can have a powerful impact on your commercial book.

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