It’s not easy being a banker these days. NIM is down. So is ROE. Over the past 20 years, operating income has grown 34% slower than assets. The initial response to declining earnings was to cut expenses. Assets per employee are now 2.4 times higher than they were 20 years ago.
But banks don’t have an expense problem. They have a revenue problem.
In this episode of The Purposeful Banker, Jim Young welcomes Keith Gray from The Clearing House for an update on how banks and businesses are adopting the instant payments rails.
A look at what Q2 PrecisionLender data tells us about the commercial loan and deposit pricing market in April 2024.
Alex Habet sits down with longtime banking industry journalist Paul Davis as they talk about how financial services have changed, as well as how journalism itself has changed.
A look at what Q2 PrecisionLender data tells us about the commercial loan and deposit pricing market in March 2024.
Alex Habet shares a Q2 panel discussion between Sam Kilmer from Cornerstone Advisors, Stacy Armijo from Amplify Credit Union, and Erica Pilon from Capital One about deposit-gathering tactics.
As a follow-up to our last episode featuring Dr. Leda Glyptis, Alex Habet shares a replay of Dr. Glyptis' session at Q2's 2023 BankOnPurpose executive leadership event.
A look at what Q2 PrecisionLender data tells us about the commercial loan and deposit pricing market in February 2024.
Alex Habet welcomes fintech expert Dr. Leda Glyptis to talk about what she's been up to the past few years, her book, climate change, and the overall environment in the financial services industry.
In this week's Purposeful Banker, Alex Habet takes a look at some of the latest headlines in banking news to see what the buzz is in the market and what's top of mind for bank leaders.
In this episode of The Purposeful Banker, Jim Young and Gita Thollesson discuss some of the takeaways from Q2’s State of Commercial Banking 2024 Market Analysis.
Q2's Steve Collum, senior manager, Strategic Advisory Services, digs in with Jim Young about Basel III and the ripple effects the changing regulatory landscape may have on the banking industry.
A look at what Q2 PrecisionLender data tells us about the commercial loan and deposit pricing market in December 2023.
In this episode, we replay a panel session from this year's BankOnPurpose where FI leaders discuss opportunities and challenges with the accelerated market demand for digital experiences.
In a first for The Purposeful Banker, Alex Habet hosts a livestream discussion with Carl Ryden and Corey Gross exploring AI’s role in banking and lessons learned from Q2’s Andi Copilot for bankers.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market in November 2023.
In this week's episode of The Purposeful Banker, Jim Young returns to welcome Tony Hernandez for a look at the latest market update based on Q2 PrecisionLender data.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market in October 2023.
Amid a world focused on shortcuts, is there room for beautiful, elegant innovation? Alex Habet and Adam Blue share a captivating discussion about humanity, artistic creation, and business.
Alex Habet shares some perspective around a replay of a timeless Leda Glyptis talk on digital transformation In advance of her session at the upcoming BankOnPurpose leadership conference.
A look at what Q2 PrecisionLender data tells us about the commercial loan pricing market in September 2023.
